I am not a girl who is born with a silverspoon, nor am I a girl who is taught to chase my dream since young. Like any typical middle class (or even lower middle class) Malaysian, my family could not afford spending money on my tertiary education, be it in a local or oversea university.
But in 2 months' time, I will be stepping back into the UK, pursuing my postgraduate in Oxford. At the same time, I am currently a practitioner in one of the prominent law firms in Malaysia, Wong & Partners. The question, of course, is how did I manage to reach this far despite of my humble beginning?
Girl - vs - Boy
Being born into a typical traditional chinese family, I remember that even when I was a kid, I was treated differently from my brother, who is the son of the family, simply because, the traditional thinking back in those days was that the son is the one who carries the surname of the family. Daughters, on the other hand, are the ones who will leave the family. In other words, we are liabilities. Of course, my parents, albeit are very traditional, they still love us as much as they could, eventhough subconsciously, I know that, they treat my brother as a more precious gem in the family.
I guess, under this type of circumstances, some women chose to accept their fates, whilst some, like me, chose to prove the adults wrong. I am lucky to inherit the smart genes from my parents (eventhough their education level is up to secondary level only) therefore, since young, I always excel in my studies. Consequentially, despite of the traditional thinking they had back then, the idea that chinese always emphasise on the smarter kids in the house, helped me to navigate my path much smoother.
The idea is, despite of the hurdles, never focus on the limitations that were imposed on you, instead, play to your strength.
Financial limitation
As what I have said earlier, my family could not afford my tertiary education. The options available to me back then were either scholarships or PTPTN.
When my SPM result was out, instead of busy applying for scholarships, I was staying in Sarawak (without much communication with the outer world), serving my national service duty. I had fun with M16 (a long rifle), and had so much good moments interacting with people from every part of Malaysia. Of course, the price that I had to pay was that I missed all the scholarship applications deadlines. I was very devastated when I found out that I was no longer eligible for any oversea scholarship when I was back. But, as one who never give up, I continued with my A level under Advance Tertiary College (under a scholarship), whilst hoping that I can secure straight A's for my A level so that I can apply for a scholarship at a later stage using my A level result.
At the same time, I found that my desire to explore the world became stronger and stronger as days passed by. I am glad that both my sister and I are explorers. I remembered she went for a work and travel USA programme when she was in her university (she is 5 years older than me). As a younger sister, I decided to take the same path when I was 19. But to enroll into such programme requires a sum of money, and how sure was I that I could get the necessary return to cover my expenses?
I started calculating my savings and the potential earnings, I remember during the job fair, I look at the places to go in the USA under this programme, and all I could remember was I went and look for the one that paid the most, and of course, the most exotic place, if possible, just so that I can learn to develop my survival skills without much help from people that I know. That was how I ended up working in Alaska.
But how did I manage to collect such fund? I was lucky that since I was a kid, every year my mother would bring me to the bank to put all my red pocket money into the bank. Also, I became a tutor since I was 15, and everytime I got my allowance (from competitions/scholarship grants/pocket money that I received from the elders in the family), I always put them into the Bank. That, coupled with odd jobs that I worked from time to time, became my sources of fund that enabled me to work in the USA under work and travel programme at the age of 19.
Those days, my daily allowance was about RM1.50 to RM2.00. I would then spend 30 cents on kek batik, my favourite dessert in the canteen with my schoolmates and save approximately RM1.00 ringgit a day. But, those days, in my eyes, I wasn't looking at it as a mere RM1.00. I was looking at the fact that I saved about 60% of my allowance a day. and, that's a lot!
Of course, the bulk of my savings didn't come from the RM1.00 that I save every day, but the saving habit that I learnt since young helped me a lot at a later stage, when I started to earn more money, through tutoring, and promoting products.
Save money, even when it's just RM1.00. It's not about the amount of money that you can save, but it is about the saving habit that you cultivate.
Be commercial and practical
Coming from a chinese family with business background, money has always been the most discussed topic, at least in my case (because I know I am not rich). When I decided to go to the States, I went for the induction programme and signed up for the programme without my dad's knowledge, because I knew that he would have stopped me and would give me a lot of negative words. I know, as much as I love him, I need to steer away from negative emotions when it comes to pursuing my dream in the midst of much uncertainties, hence the reluctance in revealing much information until a much later stage. As a result, of course, the first thing I heard from him was, (i) how could you get enough money to go? (ii) Why spent so much and risk losing all your money? Why don't you put them into my business instead? Lastly, I remembered he scolded me for this "hello! USD is RM3.00 now, and you are still telling me that you can breakeven? Are you serious?!!!"
When I faced those objections, first, I have anticipated them, so they weren't new and hence had not much effect on me. Secondly, I came up with my balance sheet and told him the exact plan on how I am going to make sure that I could reach the break even point by the time I am back. With that, my dad was more at ease, and I was able to go there with a peace of mind that things will be okay.
No matter how big your dream is, be commercial and practical and make sure you still sustain enough capital to rise from the ashes. That gives you the calmness and security to navigate any hurdles or challenges that people or the environment will give you at a later stage.
Be persistent
Of course, after working in a firm for a few years, and starting to meet someone whom I like, my intention started to shake a little. Should I still pursue my dream or stay in my comfort zone? Of course, in the end I have decided to gather all possible courage and applied or Oxford. It was not an easy decision, but I persisted. I chose to ignore all my fear and moved to a place that I know I wanted to be. I have never looked back since.
Always remember your main goal and intention, and stay focused.
Be persistent
Of course, after working in a firm for a few years, and starting to meet someone whom I like, my intention started to shake a little. Should I still pursue my dream or stay in my comfort zone? Of course, in the end I have decided to gather all possible courage and applied or Oxford. It was not an easy decision, but I persisted. I chose to ignore all my fear and moved to a place that I know I wanted to be. I have never looked back since.
Always remember your main goal and intention, and stay focused.